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Written By Regent Bank

Regent Bank Launches Government Shutdown Relief Loan Program for Federal Workers

As part of our ongoing commitment to supporting our community, Regent Bank has launched a Government Shutdown Relief Loan Program to assist federal employees impacted by the current government shutdown.

We understand that missing a paycheck can cause real hardship. This program provides a simple, low-cost way for federal workers impacted by the shutdown to bridge the gap until regular pay resumes.

Program Highlights:

  • Eligibility: Federal workers impacted by the shutdown
  • Loan Amount: Up to 2x verified net paycheck (max $10,000)
  • Term: Initial 3-month note, with optional 3-month extension if needed
  • Rate: 0% APR for the first 3 months; converts to WSJ Prime thereafter if balance remains
  • Requirements:
    • Regent Bank DDA account with direct deposit
    • Verification of federal employment
    • Recent pay stub or equivalent proof of net pay
    • Minimum credit score of 640

Applications are handled quickly and compassionately by our local banking team.

Reach out to our team HERE or visit your nearest Regent Bank location.

At Regent Bank, we believe in relationships, not transactions — and that means being there when our customers and community need us most.

0% introductory annual percentage rate for the first 3 months. Thereafter, the rate will convert to the Wall Street Journal Prime Rate (currently 7.25%, as of 10/29/25) for any remaining balance. Subject to credit approval. Offer available only to furloughed federal employees with verified employment and direct deposit with Regent Bank

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