Personal Checking | Regent Bank

Personal Checking

Accounts with everything you need

Accounts with everything you need & more than you expect. We’ve got simplified options for your situation.

All personal checking accounts come with these great features

10 Free ATM Transactions

Enjoy the freedom of banking on your terms with Regent Bank, offering you ten free ATM transactions per month at any ATM nationwide, regardless of network affiliation.

Apple Pay™ & GPay™

Embrace the future of payments with Regent Bank, seamlessly integrating your account with Google Pay and Apple Pay for a secure and convenient way to manage transactions.

Online & Mobile Banking

Stay connected to your finances anytime, anywhere with Regent Bank’s complimentary online and mobile banking services, designed for your convenience and peace of mind.

Free eStatements

Streamline your financial management with Regent Bank’s free eStatements, providing a secure, convenient, and eco-friendly way to keep track of your banking activity.

Instant Issue Debit Card

Enjoy banking without the wait with Regent Bank, offering instant-issue debit cards at no cost, ensuring immediate access to your funds when you need them.

Member FDIC

The FDIC insures up to $250,000 per account holder, insured bank and ownership category in the event of bank failure.

Get ready to save!

With so many savings options out there, it can be hard to figure out the best solution for your money. Reach out to one of our banking experts to figure out what works best for you!

Simple Checking

Simplified checking with no monthly fees, plus unlimited check writing.

Monthly Fee

Minimum Balance Required

Minimum to Open

$5 Paper Statement (If opting out of electronic statements)

Features & Benefits:

No monthly maintenance fees
Use your debit card at any bank ATM, 10 times per month for free

Rewards Checking

Earn interest at a higher than market rate for balances below $15,000 when you use your debit card, set up a recurring monthly electronic deposit and elect to receive monthly eStatements.

Monthly Fee

Minimum Balance Required

Minimum to Open

$25

$5 Paper Statement (If opting out of electronic statements)

¹Annual Percentage Yield – 2.02% APY is earned on balances below $15,000 & requires (12) monthly debit card transactions, (1) recurring electronic deposit per month, & elect to receive eStatements via Online Banking. APY is valid as of 2/17/23. $25 minimum deposit required to open the account. 0.20% APY is earned on balances over $14,999.99 and any balance even if qualifications aren’t met. Fees could reduce the earnings on the account. Rates may change after the account is opened.