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We will be closed October 12, 2026.
All Regent Bank locations will be closed for Columbus Day.
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At Regent Bank, we take pride in being the foremost provider of community banking services. Our success is largely attributed to our exceptional team of staff members. If you're looking for a great opportunity to join a dynamic team, we invite you to consider a career with us.
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Rate Sheet
Latest Revision Date: October 2026
| CDs ($1,000 min) | Rate | APY |
|---|---|---|
| 3 Month | 0.10 | 0.10 |
| 6 Month | 3.99 | 4.05 |
| 12 Month | 3.99 | 4.05 |
| 18 Month | 2.95 | 2.98 |
| 24 Month | 3.99 | 4.05 |
| 36 Month | 3.21 | 3.25 |
| 48 Month | 3.21 | 3.25 |
| 60 Month | 3.21 | 3.25 |
| 120 Month | 1.74 | 1.75 |
| Capital MMA | Rate | APY |
|---|---|---|
| $0 to $24,999.99 | 0.75 | 0.75 |
| $25,000 to $99,999.99 | 1.19 | 1.20 |
| $100,000 to $249,999.99 | 2.17 | 2.19 |
| $250,000 and above | 2.75 | 2.78 |
| Rewards Checking | Rate | APY |
|---|---|---|
| $0 to $14,999.99 | 2.00 | 2.02 |
| $15,000 and above | 0.20 | 0.20 |
When the following requirements are met:
- Use a debit card for purchases at least 12 times per month
- Have at least one recurring ACH deposit per month
- Receive eStatements through Online Banking
- If requirements are not met, all balances in the account earn 0.20% APY
| Savings | Rate | APY |
|---|---|---|
| Simple Savings | 0.20 | 0.20 |
| Kids Club Savings | 0.20 | 0.20 |
| Believe Savings | Rate | APY |
|---|---|---|
| All Balances | 3.50 | 3.55 |
*Eligibility for this account requires that the customer has previously held a Believe Savings account with Believe Bank, a division of Regent Bank. Regent Bank reserves the right, at its discretion, to modify or eliminate the account eligibility requirements at any time, including making the account available to customers who do not meet current eligibility requirements.
| High Yield Investor Savings | Rate | APY |
|---|---|---|
| $0 – $49,999.99 | 0.00 | 0.00 |
| $50,000 – $999,999.99 | 2.88 | 2.92 |
| $1,000,000+ | 3.88 | 3.95 |
*Eligibility for this account requires that the customer is an investor of Regent Bank. Regent Bank reserves the right, at its discretion, to modify or eliminate the account eligibility requirements at any time, including making the account available to customers who do not meet current eligibility requirements.
