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Treasury Services

Accept Payments Right From Your Phone

Tap2Local™ provides a secure, seamless way for business clients to accept payments in person or remotely. Built directly into the Regent Bank mobile app, it eliminates the need for additional hardware and offers flexible options—including tap-to-pay, payment links, and QR codes—to support the way today’s small and micro-businesses operate.

Payment Options at a Glance

What Is Tap2Local™?

Tap2Local™ is a mobile payment solution built into the Regent Bank mobile app. It allows small and micro-businesses to securely accept both in-person and remote payments from their phone.

3 Simple Ways to Accept Payments:

Tap to Pay

Customers tap their card or mobile wallet (Apple Pay™, Google Pay™) directly to your smartphone for quick, secure, in-person payments.

Send secure payment links to your customers so they can pay from anywhere, at any time—no in-person interaction required.

QR Codes

Display a scannable QR code on your device for fast, contactless checkout—ideal for pop-ups, booths, and point-of-sale setups.

Tap2Local™ Benefits

Why Businesses Choose Tap2Local™

Tap2Local™ gives small and micro-businesses a simple, flexible way to accept payments anywhere. Built directly into the Regent Bank mobile app, it removes the need for extra hardware or complicated setup—so you can focus on your customers, not your tools.

No Additional Hardware Needed

No dongles, terminals, or card readers—your smartphone does it all.

Integrated With Regent Bank Mobile

Accept payments using the same secure app you already rely on.

Secure & PCI-Compliant

Backed by trusted payment infrastructure through Jack Henry.

Built for Today’s Mobile Businesses

Ideal for startups, home services, pop-ups, vendors, and nonprofits.

Questions? We’ve Got Answers.

Frequently Asked Questions

Tap2Local™ is designed to make accepting digital payments easy and accessible for small and micro-businesses. Explore these common questions to learn how the service works, what it costs, and how to get started with the tools that fit your business.

How much does Tap2Local™ cost?

Regent Bank does not charge any fees to use Tap2Local™. All payment processing fees are set by Jack Henry when you enroll.

Are Tap2Local™ fees lower than Square®?

Often, yes. Jack Henry offers competitive, transparent processing rates that are frequently lower than Square® and other third-party payment tools.

Who can use Tap2Local™?

Tap2Local™ is built for small and micro-businesses, mobile service providers, food trucks, vendors, farmers market booths, nonprofits, and side-hustle entrepreneurs.

Do I need a Regent Bank business account to enroll?

Yes. An active Regent Bank business checking account is required to activate Tap2Local™.

What kind of phone or device do I need?

You’ll need a compatible smartphone that supports Tap to Pay functionality. The Treasury Services team can confirm device compatibility during enrollment.

Can I accept payments both in-person and remotely?

Yes. Tap2Local™ supports tap-to-pay for in-person transactions and offers payment links and QR codes for remote or contactless payments.

Is Tap2Local™ secure?

Absolutely. Tap2Local™ uses a secure, PCI-compliant payment infrastructure provided by Jack Henry to protect your transactions and customer data.

How do I get started?

Complete the enrollment request form or contact the Treasury Services team. They’ll guide you through setup and device compatibility.

Contact Us

Let’s Talk About Tap2Local™

Every business has different needs. Let us know what you’re looking for and we’ll guide you through how Tap2Local™ can help.

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Please do not submit any sensitive data through this contact form (ie. Social Security Numbers, Account Numbers, etc.)

Tap2Local™ is provided in partnership with Jack Henry. Fees, terms, and eligibility are subject to change. Payment processing fees are established by Jack Henry at the time of enrollment. Service requires an active Regent Bank business checking account and a compatible mobile device. Tap to Pay functionality may vary by device.