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Personal Checking

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Personal Checking Accounts with Everything You Need & More Than You Expect.

Get in touch with a personal banker to get your account set up
Choosing the perfect checking account is very important since everyone manages their life and their money a little differently. That's why Regent Bank has put together some checking packages that allow you to have things the way you want them. Simply choose the checking account that is right for you! 
 All accounts include:   
  • Free E-Statements
  • Free ATM/Debit Card
  • Free Online Banking
  • Free Mobile Banking
  • Free Mobile Text Banking
  • Free Mobile Text Alerts
  • Discounted Safe Deposit Box

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Regent Free Checking

  • No Minimum Balance required
  • Minimum to open is $25.00
  • No Monthly Maintenance Fee
  • Free starter order of checks (40 pack)
  • Unlimited check writing capabilities
  • No per item charges
  • E-Statement
  • 10 Free Foreign ATM Withdrawal Fees per Month
  • Account includes $500.00 Overdraft Protection*

Rewards Checking

The Rewards Checking Account allows you to earn interest at a higher than market rate for balances below $15,000 when you use your debit card, set up a recurring monthly deposit to the account, and receive eStatements.  
  • Online Banking with eStatements & Bill Pay
  • Mobile Deposit on the Regent Bank Mobile App
  • 10 Free Foreign ATM Withdrawal Fees per Month
  • Account includes $500.00 Overdraft Protection*
Rate Information
  • Balances up to $15,000 will earn 2.02% APY each month when all of the following requirements are met:
  • Use your debit card for purchases at least 12 times per month
  • Have at least one recurring electronic deposit to the account per month
  • Receive your monthly eStatement through Online Banking
  • If these eligibility requirements are not met, all balances in the account will earn 0.10% APY
  • Balances of $15,000 and above will always earn 0.10% APY
 
Rewards Checking Annual Percentage Yield - 2.02% APY is earned on balances below $15,000 & requires (12) monthly debit card transactions, (1) recurring electronic deposit per month, & elect to receive eStatements via Online Banking. APY is valid as of 4/16/21. $25 minimum deposit required to open the account. 0.10% APY is earned on balances over $14,999.99 and any balance even if qualifications aren't met. Fees could reduce the earnings on the account.

Regent High Yield Money Market Account

  • Market Rate Earnings
  • Minimum to open is $1,000.00
  • Required minimum balance to earn interest is $1,000.00
  • Monthly Maintenance Fee is $10.00 (if below minimum daily balance)
  • Monthly check limit of 6 
  • Excessive withdrawal fee is $5.00 per item
  • Customer receives copies of their checks on their statement
    • Does not Include Overdraft Protection
  • Rate Tiers for balances of: 
    • $0 to $999.99
    • $1,000 to $9999.99
    • $10,000 to $49,999.99
    • $50,000 and higher

Speak to a Personal Banking Specialist

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